22405 · 22406 · 22407 · 22408

Fredericksburg

If your mail says Fredericksburg, you could be in Stafford County or Spotsylvania County. Here is what the area offers, the neighborhoods people ask about most, and who to call to turn on the lights.

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About Fredericksburg

The Fredericksburg mailing addresses with ZIP codes 22405 through 22408 wrap around the City of Fredericksburg on both sides of the Rappahannock River. According to the City of Fredericksburg, 22405 and 22406 are in Stafford County, and 22407 and 22408 are in Spotsylvania County. That matters, because the county you are in decides your utilities, your trash options and a lot of everyday details.

These are some of the busiest and fastest-growing parts of the region. Stafford County added about 14,000 people between the 2020 Census and 2025, and Spotsylvania County about 15,000. If you are not sure which side an address falls on, I can tell you in a minute.

The Rappahannock River at Fredericksburg, Virginia
The Rappahannock River at Fredericksburg. Photo: Muhranoff, CC BY-SA 4.0, via Wikimedia Commons.

What people like most about Fredericksburg

What Fredericksburg offers

The University of Mary Washington, Mary Washington Healthcare and GEICO are among the major employers in the Fredericksburg area, and the historic downtown draws about 1.5 million visitors a year. Many neighbors also commute north on I-95 and Route 1 to the Quantico area and Northern Virginia.

A little history

Fredericksburg was declared a port in 1728 and named for Frederick, Prince of Wales. George Washington’s family moved to Ferry Farm, just across the river in what is now Stafford County, in 1738, and his mother, Mary, later moved into the city. The Battle of Fredericksburg was fought here in December 1862. The town became an independent city in 1879, which is why the surrounding land still belongs to Stafford and Spotsylvania counties.

Fredericksburg real estate at a glance

Figures for Stafford County and Spotsylvania County (the two counties these ZIP codes sit in).

Stafford County population
170,803
2025 estimate; 156,927 in the 2020 Census
Spotsylvania County population
155,388
2025 estimate; 140,032 in the 2020 Census
Stafford County housing units
56,276
52,326 households
Spotsylvania County housing units
58,689
52,481 households
Median home value, Stafford
$485,100
Owner-occupied homes, 2020–2024
Median home value, Spotsylvania
$404,900
Owner-occupied homes, 2020–2024
Owner-occupied homes
80.5% / 80.1%
Stafford / Spotsylvania
Median household income
$137,807 / $112,738
Stafford / Spotsylvania, 2020–2024

Is new construction available?

Yes, on both sides of the river. In Stafford, the Embrey Mill area has active new construction, including the 55+ community Cascades at Embrey Mill. In Spotsylvania, the county’s own January 2026 buildout table lists several large projects still under construction, such as Spotsylvania Chase Village and Lee’s Hill. Ask me what is available right now.

Sources are listed at the bottom of this page. Ask me for current prices and what is on the market right now.

Popular neighborhoods in Fredericksburg

Neighborhood names below are well-known communities on the Stafford and Spotsylvania sides of Fredericksburg. ZIP code lines cut through neighborhoods, so confirm any address with me or the county.

  • Embrey Mill (Stafford) A large planned community with new homes, amenities and the 55+ Cascades at Embrey Mill.
  • Falmouth (Stafford) A historic town across the river from Old Town Fredericksburg.
  • Hampton Oaks (Stafford)
  • Salem Fields (Spotsylvania)
  • Lee’s Hill (Spotsylvania) Listed on the county’s January 2026 buildout table as still building out.
  • Cosner’s Corner area (Spotsylvania)

Around Fredericksburg

The Fredericksburg Amtrak and Virginia Railway Express station on Caroline Street
The Fredericksburg station (Amtrak and VRE) on Caroline Street. Photo: DanTD, CC BY-SA 4.0, via Wikimedia Commons.

Utilities and Services in Fredericksburg

Here are the providers I could confirm for Fredericksburg: water, sewer, power, gas, internet and trash. Where there is more than one option, I list them all. Which company serves a specific home can depend on the exact address, so confirm when you sign up. Links open in a new tab. Phone numbers and links were checked on October 27, 2026.

If your address is in Stafford County (22405, 22406)

These ZIP codes are in Stafford County, so county utilities apply. This matches the City of Fredericksburg’s own note that 22405 and 22406 are outside City utility service.

Internet & Cable

Trash & Recycling

If your address is in Spotsylvania County (22407, 22408)

These ZIP codes are in Spotsylvania County. The City says they are not eligible for City utilities, with a few exceptions (certain River Road homes in 22407 and Summerfield in 22408 are City-served). If you are unsure, ask City Utility Billing at 540-372-1182.

Internet & Cable

Trash & Recycling

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Sources and photo credits

  • U.S. Census Bureau QuickFacts, Stafford County, Virginia (2020 Census; July 1, 2025 population estimate; American Community Survey 2020–2024 five-year estimates), retrieved October 27, 2026.
  • U.S. Census Bureau QuickFacts, Spotsylvania County, Virginia (2020 Census; July 1, 2025 population estimate; American Community Survey 2020–2024 five-year estimates), retrieved October 27, 2026.
  • Wikipedia, “Fredericksburg, Virginia”.
  • Wikipedia, “Stafford County, Virginia”.
  • Wikipedia, “Spotsylvania County, Virginia”.
  • City of Fredericksburg, utility service area guidance for ZIP codes 22405 through 22408.
  • Neighborhood and new-construction information: Stafford County and Spotsylvania County planning pages, builder community pages and local real estate neighborhood guides.
  • The Rappahannock River at Fredericksburg. Photo: Muhranoff, CC BY-SA 4.0, via Wikimedia Commons.
  • The Fredericksburg station (Amtrak and VRE) on Caroline Street. Photo: DanTD, CC BY-SA 4.0, via Wikimedia Commons.
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